Colorado · Coverage
Insurance built for Colorado.
Personal and commercial insurance done right.
State rules & notes
What Colorado requires
Auto Liability Minimums
Colorado requires minimum auto liability of 25/50/15. State minimums leave most drivers significantly underinsured.
Workers Compensation
Colorado requires workers' compensation for almost all employers with one or more full-time or part-time employees.
Wildfire Considerations
Wildfire risk has changed home insurance availability and pricing across Colorado. Carrier selection and roof scoring now matter more than ever.
Free coverage review
Ready for a clarity-first coverage review?
Book a free 20-minute call. No pressure, no jargon — just a structured walk-through of your current policy and where it can be improved.
