Structured protection built on education, clarity, and long-term relationships.

Roni Rivers is the founder and principal advisor of XPRT Insurance, where she leads with a commitment to integrity, clarity, and long-term client relationships.
She has built her career on the belief that insurance should be explained, not sold. Her approach focuses on educating clients, structuring proper coverage, and helping individuals and business owners make confident decisions about their protection.
Outside of her professional work, Roni is deeply family-oriented. As a mother and entrepreneur, she brings a personal understanding of responsibility and protection into every aspect of her business.

XPRT Insurance is a modern advisory agency built on clarity, structure, and long-term thinking. We believe insurance should never feel rushed or unclear — it should be understood, intentional, and aligned with each client’s real-world risk.
Serving clients across Nevada and Colorado, our agency provides access to both personal and commercial insurance solutions.
Through a combination of carrier relationships, including a Farmers Insurance agency, and expanded commercial markets, we are able to support clients beyond standard policies — into business coverage, dealership insurance, and bonds.
Our focus is not volume — it is precision. Every recommendation is made with purpose, every policy is reviewed with care, and every client relationship is built for the long term.
We proudly offer bilingual services in English and Spanish, ensuring accessibility and clarity for every client we serve.
We explain limits, exclusions, and coverage structure before discussing pricing.
Each client receives a coverage analysis designed around real-world risk.
Our growing team of licensed advisors allows us to serve clients efficiently across multiple states.
Our mission is to create a structured, education-driven agency model that scales responsibly while maintaining personalized service.