Privacy Policy

Effective Date: October 26, 2026

XPRT Insurance

XPRT Insurance and DMV Consulting, a Roni Rivers Farmers Insurance Agency

2525 S Bruce St, Suite 8

Las Vegas, Nevada 89169

At XPRT Insurance, your privacy is our priority. This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our website, fill out our forms, or interact with us online or offline, including by phone, email, and text message.

1. Information We Collect

We collect personal and non-personal information to better serve you. This includes:

Personal Information: Name, email address, phone number, mailing address, date of birth, driver's license number, Social Security number (when required), business information, insurance policy details, and any other information you voluntarily provide.
Health Information: If you ask us for a Medicare or health insurance quote, we may collect limited health information (such as current medications or doctors). We use this information only to help you find and enroll in coverage.
Device and Usage Information: IP address, browser type, pages visited, time spent on pages, and device information.
Cookies & Tracking: We use cookies and similar tracking technologies to enhance your experience and gather usage data.

2. How We Use Your Information

We use the information we collect for various purposes, including:

To provide insurance quotes, process applications, and manage policies.
To communicate with you by phone, email, or text message about your quotes, policies, documents, appointments, and services.
To send you offers or promotional messages, only where you have agreed to receive them.
To improve our website, services, and user experience.
To comply with legal and regulatory obligations.

3. How We Share Your Information

We do not sell your personal information. We may share it only with:

Insurance carriers and underwriters, to process your quotes, applications, and policies.
Service providers who help us operate our business, such as website hosting, analytics, customer relationship management, and communications. These providers may use your information only to provide services to us.
Government and legal entities, as required by law or to protect our legal rights.

Text messaging data is excluded from all sharing described above. Your mobile phone number, text messaging opt-in data, and consent are never shared with third parties or affiliates for their marketing or promotional purposes. See Section 4.

4. Text Messaging (SMS)

If you give us your mobile number and agree to receive text messages, we may text you about your quotes, policies, service updates, document requests, and appointment reminders. We send promotional texts only if you separately agree to receive them.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

You can opt out at any time by replying STOP to any message. Reply HELP for help, or contact us at (702) 766-3394 or roni@xprtinsurance.com. Message frequency varies. Message and data rates may apply. For full details, see our Terms and Conditions.

5. Insurance Information Privacy

As a licensed insurance agency, we collect nonpublic personal information to quote, place, and service your insurance. We share this information only as permitted or required by law, including the federal Gramm-Leach-Bliley Act and Nevada insurance privacy laws. For example, we share it with insurance carriers to quote and service your policies. We never sell your nonpublic personal information.

6. Your Choices and Rights

You have the right to:

Access, update, or correct your personal information.
Ask us to delete your personal information, subject to records we must keep by law.
Opt out of marketing communications, including promotional text messages.
Limit certain information-sharing practices.

To exercise your rights, please contact us at (702) 766-3394 or email roni@xprtinsurance.com.

7. Nevada Privacy Rights

This section applies to Nevada residents under Nevada Revised Statutes (NRS) Chapter 603A.

Do Not Track: Our website does not currently respond in a specific way to "Do Not Track" signals or similar settings sent by web browsers.
Third-party tracking: Third parties, such as analytics and cookie providers, may collect information about your online activities over time and across different websites when you use our website.
Opt-out of sale: We do not sell covered information. Even so, Nevada residents may submit a request to opt out of any future sale of their covered information by emailing roni@xprtinsurance.com.

8. Data Security

We take appropriate security measures to protect your personal information from unauthorized access, disclosure, or destruction.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Updates to This Policy

We may update this policy from time to time. When we do, we will post the updated policy on this page and change the "Effective Date" at the top. If we make important changes, we may also notify you by email, text message, or a notice on our website. Continued use of our website or services after changes are posted means you accept the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us:

XPRT Insurance

XPRT Insurance and DMV Consulting, a Roni Rivers Farmers Insurance Agency

2525 S Bruce St, Suite 8

Las Vegas, Nevada 89169

Phone: (702) 766-3394

Email: roni@xprtinsurance.com